Finance: We must know the truth before we can develop a plan. Bravely, we will all deal with the issues, challenges and opportunities to determine where we stand financially now, where we would like to be and how we are going to achieve our financial goals. And, we have an expert who has graciously agreed to help us.

I’d like to introduce Denise Hughes, our Finance Expert, a nationally known financial coach. She is a frequent consultant to the Wall Street Journal’s Love & Money column and a popular speaker on topics relating to psychology and money.